Join our team as a Senior Commercial Lines Underwriter evaluating acceptability of individual risks and determining terms, conditions and pricing to achieve company profit and growth objectives. Work with agents/brokers to develop productive and profitable relationships and to ensure compliance with company underwriting guidelines.
Be a part of a high energy team with an entrepreneurial spirited company and have a meaningful impact in our organization!
Essential Duties and Responsibilities:
- Underwrites new business by reviewing the application for acceptability, requesting additional information, if necessary, and accepting or rejecting risks in conformance with company guidelines.
- Underwrites within authority set forth by Commercial Lines Vice President and within confines of company's reinsurance treaties and corresponds with agency to collect additional information.
- Underwrites renewal business by reviewing insured's file, producing agency's experience, nature and frequency of losses, loss control surveys, motor vehicle reports, and prior carrier loss experience.
- Assists Commercial Lines Vice President in development of new products, pricing, or coverage's needed.
- Develops productive and profitable relationships with agents.
- Maintains an established loss ratio.
- Meets established production goals and delivers timely service.
- Serves as the staff liaison for the assigned line in disseminating line updates and developing staff.
- Travels within the assigned territory to facilitate customer development and relationship through agency visitation and prospect calls.
- Pursues a program of continuing education by participating in industry sponsored and company sponsored educational courses.
- Assists in training of other personnel as directed.
AZ, Scottsdale - 14902 N 73rd Street
Union Standard Insurance Group
TX, Irving - 222 Las Colinas Boulevard W
The Regional Vice President will be accountable for developing and executing the business plan and strategies that enable long-term profitable growth within an assigned geography while also managing the resources and expenses necessary to achieve a profitable outcome. The RVP will collaborate with internal business partners to enable product, pricing, technology and services to enable this outcome.
The Regional Vice President leads the underwriting staff in their efforts to properly position the Company within the distribution channel. This leader is accountable for appointing, educating, motivating, and evaluating the independent agency force to write profitable business with the Company.
Essential Duties & Responsibilities
Provides strategic direction and leadership to the Underwriting staff. Leads change by communicating vision and gaining commitment of staff. Aligns business objectives to support the Company’s strategic goals. Tracks progress on established success metrics.
Oversees book of business within region and identifies market opportunities by analyzing competitor intelligence, market and industry research, loss ratios, mix of business, policy count, premium growth, hit ratios and business retention.
Partners with Chief Underwriting Officer and Home Office Underwriting staff on product and pricing revisions to drive profitable growth.
Collaborates with Underwriting Managers, Underwriters, Vice President of Marketing, Vice President of Sales, and Regional Sales Director to identify, research and develop sales opportunities.
Strives to enhance relationships with existing agencies and accounts. Participates in establishing new customer relationships to promote sustained profit and growth of new business.
Partners with Vice President of Sales and Vice President of Marketing to identify, appoints, evaluate, and manage agency relationships to ensure partnerships with quality agents.
Attracts, coaches and develops talent to ensure a staff capable of carrying out business strategies while also enhancing USIG’s bench strength. Supports a strong performance management and culture of accountability by mentoring staff and providing frequent and constructive feedback. Contributes to USIG’s success by developing departmental and individual staff goals, measuring results, rewarding achievement or taking corrective action, as necessary.
Participates in the company’s annual operating and long term strategic planning process. Collaborates with the senior leader team to evaluate results; establish a future vision; and develop strategic plans, actions and success metrics.
Drives expense control and efficiency throughout regional operation. Collaborates with business units to establish and manage budgets and resources including explaining variances and related reporting.
Performs other related duties as assigned by management.
Is responsible for the overall direction, coordination, and evaluation of Underwriting staff and management within assigned region. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
This two year internship opportunity provides experience in underwriting support services and exposure to underwriting. As a part of the internship, you will work with our Underwriting Services team learning about our Express Rate product. The duties will include:
- Processing applications through our online rating system will be the primary duty during the course of the internship. This will include working closely with our staff to ensure a quality product is delivered to our customers.
- Orientation to underwriting preparation: This will include exposure to industry specific resources such as proprietary rating programs, ReferenceConnect, AM Best, UW Workbench, Marshall Swift & Boeckh, Agency Portal, etc.
- Exposure to development opportunities (both industry specific and personal development) to include but not limited to Insurance self-study courses, online tutorials, etc.
Your second year experience will include:
- Continued work processing applications through our online rating system and providing feedback to 1st year interns on their application processing work. A key component of your second year will be working with the incoming class to assist them in learning the skills necessary for the internship program.
- Shadowing an Underwriter and learning more about the underwriting thought process.
- An opportunity to take an additional online CIC course outside the UACIC criteria.
- Shadowing Loss Control on visits, participating in agency visits, and exposure to regular business meetings.
- Exposure to the Regional Vice President and discussions on the operations of a Property & Casualty Insurance Carrier.